Funding, mapped

Who funds what, and how it reaches you.

Federal housing money takes different routes into each state and territory. Here is where each stream goes, and a quick check of where your project fits.

How funding reaches the sector

Three programs, three channels.

HAFFHousing Australia Future Fund
Housing AustraliaRound 3 opened January 2026
Consortia led by CHPsWith state governments, First Nations housing organisations, developers, builders, financiers and investors
SHEPISocial Housing Energy Performance Initiative
State and territory housing departmentsDelivered by each jurisdiction
CHPs and public housing stockEnergy upgrades to existing homes
Prefab measure2025–26 Budget
State programsCapacity grants in each state
Prefab and modular manufacturersAnd the builders who work with them

The programs

What each one funds.

New homes

HAFF, including the former National Housing Accord Facility

21,350

homes still to fund under Round 3, of a 40,000-home target

Administered by Housing Australia. Projects are to be completed by June 2029, and Round 3 favours those that are ready to start and backed by partnerships.

Upgrades

Social Housing Energy Performance Initiative

$484.9m

across all states, 22 October 2025 to 30 June 2029

Covers insulation, shading, heat pumps, electric cooking, solar and batteries. It does not cover accessibility upgrades, which draw on the NDIS and state programs.

Supply capacity

Prefabricated and modular construction

$49.3m

to states and territories, 2025–26 Budget measure

Grows prefab and modular capacity so the sector can build more, faster. Baseline social housing funding sits under the National Agreement on Social Housing and Homelessness, in place since 1 July 2024.

Funding fit check

Where does your project fit?

Answer five questions to see which streams are likely to apply and what we would do next. The result updates as you go.

What does the project need?
Who is leading it?
Open to prefab or modular?
When could works start?

Indicative only. Eligibility is set by each program's guidelines and can change between rounds.

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